Personal: Deposit Products
We take your financial success personally.
At Florida Capital Bank, our banking relationships go beyond business. We’re proud to offer our clients personal banking options with a personal touch. When you open an account with us, you’re not just getting low rates and competitive fees. You’re getting a one-on-one experience with a banking professional who knows you by name. You will enjoy our extraordinary customer service, and you can access your accounts via our 24-hour Express Line. Plus, we are FDIC insured. What more could you want?
Click on the links below to learn more about our deposit products.
Minimum opening deposit............................................$100
- No monthly maintenance fee
- Free imaged statements and checks
- Free Internet banking and bill pay
- Free initial order of basic checks
Minimum opening deposit ..........................................$100
- Free imaged statements and checks
- Free Internet banking and bill pay
- No-fee Cashier’s Checks and notary service
- Free personalized wallet checks
You must maintain a $10,000 aggregate balance in CD, IRA and Money Market Accounts or maintain a $10,000 outstanding balance on a line of credit. If either of the criteria is not met, a fee of $10.00 will be charged if the average daily balance falls below $500.00.
Minimum opening deposit ..........................................$100
- Free imaged statements and checks
- Free Internet banking and bill pay
- Unlimited checking
- To avoid maintenance fee of $10 per month, maintain a $1,000 average daily balance
Minimum opening deposit ..........................................$100
- Free imaged statements and checks
- Free Internet banking and bill pay
- Higher interest rates
- To avoid maintenance fee of $15 per month, maintain a $2,500 average daily balance
Minimum opening deposit ........................................$1,000
- Free imaged statements and checks
- Free Internet banking and bill pay
- Competitive tiered interest rates based on account balance
- Transaction activity limited to six withdrawals per month
- To avoid maintenance fee of $10 per month, maintain a $2,000 average daily balance
Minimum opening deposit ..........................................$100
- Free imaged statements and free Internet banking
- Transaction activity limited to six withdrawals per month
- To avoid maintenance fee of $5 per month, maintain a $100 average daily balance
Savings accounts are evaluated for service charges in accordance with the statement cycle. If statements are combined with any checking account, statements will be produced with interest paid and service charge evaluated monthly. For accounts not combined, statements will be produced with associated activity on a quarterly basis.
Minimum opening deposit........................................$2,000
- Free imaged statements and free Internet banking
- Competitive tiered interest rates based on account balance
- Must open or have an existing Florida Capital Bank Checking Account
- To avoid maintenance fee of $15 per month, maintain a $2,000 average daily balance
- Transaction activity limited to six withdrawals per month
Minimum opening deposit........................................$1,000
- Multiple terms available to meet your needs
- Competitive market rates
- No fees to maintain or open your account
Get cash and make purchases almost anywhere in the world. Welcome at over 11 million merchant locations worldwide, MasterCard® debit cards are easier to use than writing a check. And wherever there is a Cirrus® or Star® network ATM you can:
- Withdraw cash
- Make transfers between accounts
- Request account balances
- Make 10 ATM withdrawals monthly without a surcharge
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